MiFinity is a payment gateway that operates worldwide, emphasizing ease of use. It has been authorized by the Financial Conduct Authority and certified by Union Pay International. This solution, headquartered in Belfast, has gained popularity due to its extensive international network and advanced security measures based on technology.

MiFinity – A Reliable Online Payment Service for E-wallets and Prepaid Cards

MiFinity is a well-established online payment service that offers e-wallets and prepaid cards to customers worldwide. It is a trusted and regulated provider that enables users to conveniently pay for a variety of products and services.

MiFinity is widely accepted by online casinos, providing users with a fast and easy method to make deposits.

Account Creation Process with MiFinity

Creating a basic account with MiFinity is a quick and straightforward process. Users can easily find the ‘sign up’ link at the top of the homepage and register for free using a valid email address and password. To activate the base account, users must click on the email link within 24 hours of receipt.

For users who want to create a verified account, the process takes slightly longer, with verification typically taking between 24 to 48 hours. To create a verified account, users must provide digital proof of their identity and address via the profile page. Acceptable forms of identity include a valid passport, driving license, or identity card, while proof of address can be provided through utility bills, bank statements, or government correspondence issued within the past three months.

Although verification is not mandatory, verified users can make transactions totaling up to €10,000 within 365 days, compared to the €2,000 limit for unverified users.

Making Deposits with MiFinity

MiFinity offers quick and effortless deposits into the chosen eWallet. Account holders can transfer money to their preferred casino by selecting the ‘deposit’ option within the wallet.

Deposits can be made using various payment methods, including Visa, MasterCard, UnionPay, and local banks. In 2020, MiFinity also introduced the option of using Bitcoin and Bitcoin Cash.

Typical deposit fees for Visa and MasterCard issued within the European Economic Area are 1.8%, while internationally-issued cards incur a fee of 2.5%. Depositing funds from local banks usually incurs higher fees, such as a 6.7% charge for Santander online payments and 3.5% plus €0.35 for Estonian banks. To avoid any confusion, it is advisable to check the deposit fees for the chosen payment method directly on the MiFinity site.

Withdrawing Funds with MiFinity

Withdrawing winnings using MiFinity is a hassle-free process for online players. Users can select the wallet they wish to withdraw from and click on the ‘withdraw’ option. There is no limit to the amount that can be withdrawn, and users have the option to assign a reference to each transaction for clear identification on their statement.

It is important to note that MiFinity currently only allows users to withdraw to the original deposit method. Withdrawals are not instantaneous and are subject to the verification and approval processes of the casino.

Withdrawal fees are fixed, rather than based on a percentage of the withdrawn amount. This means that users are not penalized for withdrawing large winnings. Withdrawal fees vary from €1 for local bank transfer and EEA Visa to €1.75 for international Visa and EEA MasterCard, with a maximum fee of €2 for international MasterCard.

MiFinity: a global payment service accepted all over the world

MiFinity is a payment service that was established in 2002 with the aim of making online purchases easier for consumers. It began as a transfer service and has since expanded its offerings to include prepaid cards, an e-wallet, and a mobile app for tracking income and expenses. With a presence in over 170 countries and partnerships with Visa, Mastercard, and Bitcoin, MiFinity is available in a variety of industries including travel and insurance. Its e-wallet serves as a digital bank account, allowing users to send money instantly to accounts worldwide. MiFinity is licensed by both the UK’s Financial Conduct Authority and Malta’s Financial Services Authority, ensuring the implementation of strict customer protection protocols. The company aspires to be a leader in the online payment sector and has plans to expand its services to even more sectors in the coming years.

Online Casino Transaction Fees

If you’re planning to use MiFinity for your online casino transactions, you’ll be pleased to know that most casinos do not charge for deposits. However, some may impose a percentage-based fee for withdrawals. It’s important to note that standard payment provider fees may still apply. For more information on the fees charged by MiFinity casinos, refer to the fees section in this review.

Advantages and Disadvantages of Using MiFinity as a Payment Method


MiFinity offers several advantages, but its global reach stands out as one of the most significant. Regardless of where an online casino is based or what currency it uses, MiFinity’s network ensures that users’ funds are recognized and protected. Currently, MiFinity supports a variety of currencies, including the Australian Dollar (AUD), Canadian Dollar (CAD), Swiss Franc (CHF), Czech Koruna (CZK), euro (EUR), British Pound (GBP), New Zealand Dollar (NZD), Polish Zloty (PLN), Romanian Leu (RON), Swedish Krona (SEK), and United States Dollar (USD). Users can easily track all transactions, regardless of the currency, using the built-in search feature.

In addition, MiFinity has a unique advantage over many other payment gateways: its integration with BitPay. This feature allows users to convert Bitcoin and Bitcoin Cash cryptocurrencies into withdrawable or transferable money in real time, using valuation services. This is particularly useful for gamers looking for alternative deposit options beyond card and bank transfers, giving MiFinity an edge over its main competitors.


 MiFinity stands out for its remarkably low deposit and withdrawal fees, which are a source of frustration for many online gamers seeking to protect their winnings and maximize the value of their deposits. Fees are particularly low when using deposit and withdrawal methods issued within the European Economic Area. However, it’s worth noting that not all online casinos currently integrate with MiFinity. As a relatively new player in the gaming industry, MiFinity is still expanding its network and securing new partnerships. With its recent approval by the Malta Financial Services Authority in 2020, it’s expected that more online casinos regulated in Malta will partner with MiFinity in the future.


  • MiFinity’s global reach ensures that users’ funds are recognized and protected, regardless of the online casino’s location or currency used.
  • Supports a wide range of currencies and allows users to easily track transactions.
  • Integration with BitPay allows for real-time conversion of cryptocurrencies into withdrawable or transferable money.


  • Low deposit and withdrawal fees can be a source of frustration for some gamers seeking to maximize the value of their deposits.
  • Not all online casinos currently integrate with MiFinity.
  • As a new player in the gaming industry, MiFinity is still expanding its network and securing new partnerships.

How to Deposit Using MiFinity in an Online Casino

 Depositing with MiFinity in an online casino is a simple process. After opening your account, follow these steps:

  • Go to the casino cashier and select MiFinity as the deposit method.
  • Enter your MiFinity wallet login information and the deposit amount.
  • Click confirm.

The funds should immediately appear in your casino balance. If they don’t, check your wallet balance or contact customer support at either MiFinity or the casino.

Note: Some online casinos may also allow withdrawals with MiFinity, but this is subject to their terms and conditions. The withdrawal process is similar to depositing, but it may take longer and incur a fee.

Finding the Best MiFinity Casino

Discovering a dependable online casino that suits your preferences can be challenging given the numerous options available. To simplify this process, Casino Guru created a page dedicated to finding the best MiFinity casino for you. Our team rates each site based on its performance, and you can filter through the recommended options using our page’s filters. The recommended tab showcases top-performing sites, while the newly opened tab displays the recently added MiFinity casinos with enticing offers for new players. Alternatively, you can view the full list of MiFinity gambling sites under the ‘All’ tab. Additionally, you can sort casinos by currency or game providers based on your preferences using the filters section.


MiFinity has taken significant steps to ensure the security of its network. In 2017, the company partnered with fraud prevention expert 4Stop to create a cutting-edge security infrastructure designed specifically for MiFinity. As a result, users are not required to share their personal information with online casinos, which significantly reduces the risk of confidentiality breaches and hacking.

Additionally, MiFinity introduced Two Factor Authentication (2FA) in 2019. Users are encouraged to enter an SMS security code every time they log in or complete a transaction, providing an extra layer of security. Accounts attached to cards issued within the EEA, Iceland, Liechtenstein, or Norway must use 2FA, and those who do not will have limited access to their accounts, with transaction information available for the past 90 days only.

MiFinity Availability

MiFinity is available in most countries worldwide, with the exception of 19 states where its use is prohibited. These countries include Afghanistan, Belarus, Congo, Côte d’Ivoire, Cuba, Iran, Iraq, Liberia, Libyan Arab Jamahiriya, Myanmar, Nicaragua, North Korea, South Sudan, Sudan, the Syrian Arab Republic, Turkey, the United States, Yemen, and Zimbabwe. If you’re a user from any of these countries, your MiFinity account may be deactivated at any time.

MiFinity eWallets can be accessed at any time through the Android or iOS apps or via the web using the latest versions of Google Chrome, Mozilla Firefox, or Apple Safari. Inactive accounts will be automatically suspended after 12 months of non-use, and an administration fee of €1 will be charged per month.

MiFinity Customer Support

MiFinity has a professional support team that can be contacted via email, live chat, or phone. The team is available 24/7 to assist users with any issues or inquiries they may have. However, English-speaking users are advised to contact the local representative between 9 am and 5 pm GMT for account support.

In addition to technical support and customer service, the support team also provides dedicated account management services, implementation planning, and regular account reviews to help users get the most out of their MiFinity account.

MiFinity Company Overview

MiFinity, a company with over 18 years of experience in online payments and virtual money transfers, is licensed by the Financial Conduct Authority and certified by Union Pay International. Its operations cover various sectors, including travel, retail banking, airlines, insurance, gaming, construction, and education. The company previously operated under the name NXSystems LTD but underwent rebranding to reflect its borderless approach to payments and transfers.

Headquartered in Belfast, MiFinity has regional offices in Dublin and Malta. Its Malta subsidiary was approved as a financial institution by the Malta Financial Services Authority in March 2020. In May of the same year, the company made a significant stride by including Bitcoin and Bitcoin cash as funding options for customers of online MiFinity casinos.

Customers can contact the experienced support team at MiFinity through email, live chat, or telephone, with dedicated account management services, implementation planning, and regular account reviews available. Paul Kavanagh currently serves as the CEO.